Guides, insights, and market updates from the HLC team — everything you need to make confident financial decisions.
Showing 28–36 of 90 articles
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Showing 28–36 of 90 articles
In this guide, we’ll explain how mortgage lenders work out how much you can borrow, what affects your borrowing power, and what you can do to improve it — all in plain English.
Life doesn’t always go to plan. Whether it's a job loss, unexpected illness, or the rising cost of living, many homeowners in the UK find themselves wondering how they’ll cover their next mortgage payment. If you’re curr
You’ve found the home, secured the mortgage, and finally have the keys in your hand. It’s an exciting milestone—and often one of the biggest financial commitments you’ll ever make. But what would happen if life threw yo
If your fixed rate mortgage is coming to an end, you might be feeling a bit unsure about what happens next—or even a little nervous about your future payments. The good news is, you’re not alone, and you’ve got options.
One of the first—and most common—questions people ask when thinking about buying a home is: “How much deposit do I need for a mortgage?” Whether you're a first-time buyer, moving home, or looking to invest in property,
With house prices on the rise and the cost of living squeezing monthly budgets, many buyers are looking for ways to make homeownership more affordable. One option that’s becoming increasingly popular in the UK is the 40-
If you’re thinking about buying a home, you’ve probably come across the term 'Agreement in Principle' (or AIP for short). And if you're like most buyers, you might be wondering...
Yes – and here's what you need to know. If you're currently on maternity leave and wondering whether it's even possible to get a mortgage right now – you're not alone. We get this question a lot at HLC Mortgages, and the good news is: yes, you absolutely can.
If you’re thinking about applying for a mortgage, one of the first things you’ll hear is: “Make sure your credit score is in good shape.” But what does that actually mean? Who’s keeping track? And most importantly—ho
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